It’s almost the end of
the year again we know that your calendar is quickly filling up.
Having a limited time because of other commitments
just take note that it might be worthwhile to add a dental appointment to your
schedule.
Did you know that you may be throwing away
hundreds of dollars? It’s true! Most dental insurances reset at the onset of
the new year and any unused benefits will disappear. By using your dental
insurance benefits before the new year starts, you could be saving yourself
hundreds of dollars!
Some dental insurance plans run on a fiscal
year but most run on a calendar year. If your dental insurance plan is on a
calendar year, these are the 4 reasons you should definitely give us a call and
make an appointment now.
1. Unused Benefits Get Wasted
Every dental insurance plan has a yearly
maximum and this is the most money that the plan will pay for your dental
treatment within one full year. While the amount varies among insurance
companies, the yearly maximum usually renews each year on January 1st. These
benefits do not roll over to the next year and must be used by December 31st.
So, if you have unused benefits left for 2017, remember that by the 1st of
January 2018 they will be forfeited and lost.
2. Take Advantage of Your Premiums
If you are paying your dental insurance
premiums every month, then take advantage of them and use them to your benefit.
If you do not use your benefits, your insurance company keeps it, and it will
all be a waste. Even if you don’t need any dental treatment, it is still
important to get regular dental cleanings to help prevent and detect any early
signs of cavities, gum disease, oral cancer and other dental problems.
3. Your Annual Deductible Resets
Your dental insurance deductible is the amount
of money that you must pay to your dentist out of pocket before your insurance
company will pay for any dental services. This fee varies from one plan to
another and like your yearly maximums, they don’t roll over to the next year.
If you have used your insurance at all this year, you’ve probably paid some
towards your deductible already. In fact, you may have already paid your deductible
and what’s left if your coverage.
4. Dental Conditions Can Worsen
Many patients need dental treatment, whether
it’s a professional cleaning of your teeth, or restorations to treat bad decay.
By postponing a dental treatment, you are risking more extensive and expensive
treatments in the future. Addressing dental issues now, rather than putting off
treatment can prevent problems from getting worse, which could save you even
more money compared to waiting. What may be a simple cavity now, could turn
into a tooth loss later or root canal later.
So request an appointment today or calls us to
schedule and use those benefits. Do not wait until late December to reserve an
appointment with Dr. Eddie Faddis. Treat your
teeth with care now and they will thank you for it in the long run.
Call us and we can
work with your insurance company to see what you still have available for
benefits this year. You can reach our office at 801-785-8835.
